Retailer Credit Rating
A credit-rating approach built around the business data of kirana retailers.
The problem
Lending to small retailers required a way to assess eligibility and risk using the business information available on a B2B commerce platform.
What I owned
I defined Jumbotail’s internal credit-rating system for kirana retailers, translating business and platform data into an approach for lending decisions.
How I approached it
- Used retailer business and platform data as inputs to credit assessment.
- Defined the internal rating approach supporting eligibility and lending decisions.